Texas Payment & Performance Bond Services

Get the payment and performance bonds your Texas construction contract requires with guidance from a bond-only agency focused on surety solutions. Atlantic Coast Surety helps contractors navigate obligee requirements, project details, bid results, work-in-progress reviews, and provider placement so bonded work can move forward with confidence across public and private Texas projects.

Texas contractor reviewing bond documents

Our Payment & Performance Bond Services

Focused surety solutions for contractors needing project bonds, contract support, and reliable provider placement.

Performance Bonds

Guarantee completion of contracted work with bonds structured around the principal, obligee, contract amount, job location, completion dates, bond penalty, bid results, and work-in-progress details.

Payment Bonds

Support project obligations by helping contractors secure payment bond solutions commonly required alongside performance bonds to protect labor, supplier, and subcontractor payment expectations.

Contract Surety

Build a practical bonding program with review of contracting specialty, years in business, key personnel, financial statements, bank information, bonding history, and current bonded or unbonded work.

Surety bond review process

Our Contract Bond Placement Process

Review Project and Obligee Requirements

We start by reviewing the contract, obligee requirements, job description, bond penalty, project location, and contract timeline. For Texas projects, this helps align the bond request with public agency, municipality, or private owner expectations.

Collect Contractor and Financial Details

Evaluate Bond Fit and Market Options

Coordinate Approval and Bond Delivery

The Atlantic Coast Difference

Why Choose Atlantic Coast Surety?

Work with a specialized bond-only agency built around responsive, knowledgeable surety support.

Bond-Only Focus

Specialized surety expertise helps Texas contractors avoid one-size-fits-all insurance agency placement.

20+ Years

More than two decades of industry experience supporting contractors and commercial clients.

A-Rated Access

Access to A-rated and better, T-listed providers for qualified bond placements.

Competitive Programs

Customized programs are built around contract details, financials, and Texas project requirements.

Meet The Bond Team

Experienced specialists focused on making surety bonds straightforward.

Portrait of Debra Ezra, Surety Bond Professional at Atlantic Coast Surety

Debra Ezra

Debra Ezra is a seasoned surety bond professional at Atlantic Coast Surety, LLC, a specialized bond-only agency headquartered in Mahwah, NJ. With the firm's 20+ years of industry presence as a backdrop, Debra brings deep expertise in surety bond programs tailored to contractors, subdivision developers, commercial businesses, and other specialized client segments. She is committed to delivering customized solutions through A-rated and T-listed providers at competitive rates. Debra's thorough understanding of both standard and specialty markets allows her to match clients with the right bond products efficiently and accurately. Her client-focused approach ensures that every business she works with receives attentive, knowledgeable service and a program built to meet their unique bonding requirements.

Portrait of Karen Swistak, Surety Bond Specialist at Atlantic Coast Surety

Karen Swistak

Karen Swistak is a dedicated surety bond specialist at Atlantic Coast Surety, LLC, based in Mahwah, NJ. As part of a bond-only agency with more than two decades of experience, Karen brings focused expertise in serving clients across a wide range of industries, including ERISA plan sponsors, probate fiduciaries, waste haulers, and commercial businesses. She is well-versed in identifying the right bonding solutions through the agency's access to A-rated and T-listed providers, ensuring clients receive both quality coverage and competitive rates. Karen is known for her professionalism and commitment to making the surety bond process straightforward and efficient, helping clients navigate standard and specialty markets with confidence and ease.

Portrait of Lesia DiMaggio, Surety Bond Professional at Atlantic Coast Surety

Lesia DiMaggio

Lesia DiMaggio is a knowledgeable surety bond professional at Atlantic Coast Surety, LLC, a specialized bond-only agency serving clients throughout the United States from its headquarters in Mahwah, NJ. Lesia leverages the firm's 20+ years of market experience to deliver customized surety bond programs to a diverse clientele, including contractors, subdivision developers, and commercial enterprises. She is skilled in navigating both standard and specialty bond markets, connecting clients with A-rated and T-listed providers that best suit their needs. Lesia is committed to providing responsive, personalized service that simplifies the bonding process and ensures clients receive the most competitive rates available, making her a trusted resource for businesses seeking reliable surety solutions.

Frequently Asked Questions

What are Texas payment and performance bonds?

Payment and performance bonds are contract surety bonds commonly required on construction projects. A performance bond guarantees the contractor will complete the contracted work, while a payment bond helps protect payment obligations to labor, suppliers, and subcontractors. Texas public projects and many private contracts may require these bonds before work can proceed.

Who needs payment and performance bond services?

What information is needed for a performance bond?

Are payment bonds included with contract surety bonds?

How are bond rates and approvals determined?

Can Atlantic Coast Surety help with special bond forms?

Does a bond request require a credit or financial review?

Why work with a bond-only agency?

Still Have Bond Questions?

Talk with a surety specialist about your contract requirements.

Trusted Surety Access

Awards and Recognition

20 plus years experience badge

20+ Years Experience

Established surety experience for diverse bonding needs.

Bond-only agency badge

Bond-Only Agency

Specialized focus on surety bond placement.

A-rated provider access badge

A-Rated Provider Access

Access to A-rated and T-listed providers.

Request Your Texas Bond Review

Send your contract and project details, and Atlantic Coast Surety will help evaluate the next steps for payment or performance bond placement.

Contact Us Today

For immediate assistance, feel free to give us a direct call at 201.661.2381. You can also send us a quick email at aspina@acsbonding.com.